Benefits and Insurance
After conducting a rigorous due diligence process, the New York State Association of Counties (NYSAC) has chosen to partner with the following companies as preferred service providers. NYSAC believes these superior programs can help counties save money and provide exceptional services.
Municipal Healthcare Financing Collective
Counties have partnered to create a stop-loss captive, examine high-cost claims, and develop innovative solutions to better serve their employees drug and health care benefits. The collective combines covered lives to lower and stabilize the cost of stop-loss insurance for each member’s self-insured county health plans.
Broome County Purchasing Alliance
NYSAC has partnered with Broome County to help counties reduce health insurance costs through a new multi-municipal Medicare Advantage and Prescription Drug (MAPD) for retirees. The program is a shared service model that brought the highest quality retiree health benefits program to participating entities, which are saving an average of 26 percent per year.
Pharmaceutical Benefits Program
NYSAC has been working with ProAct for over 10 years on a partnership that includes a county discount prescription card for residents and a PBM for more than 12 self-insured counties and dozens of municipalities across the state.
Health insurance costs continue to be one of the largest items in a county budget, with rising annual costs across the board, especially for pharmaceuticals. Ten years ago, counties asked NYSAC to explore effective and efficient programs and services that can help them manage costs. The partnership with ProAct helps us achieve that mission.
ProAct offers county employees lower-cost prescriptions and saves taxpayer dollars through their quality and competitive prescription benefit management program.
Workers Compensation Programs (PERMA)
NYSAC has partnered with the Public Employee Risk Management Association (PERMA) to develop a workers' compensation program tailored specifically for counties and county workers' compensation pools. PERMA is a member-owned, not-for-profit association of public entities providing workers’ compensation coverage through a group self-insurance program.
We believe that effective management of workers’ compensation costs occurs when the injured worker, municipal employer, claims administration and medical provider all work toward the same objectives.
PERMA strives to be the best partner to municipal employers in New York State by providing workers’ compensation coverage, customized workplace solutions, delivering exceptional value with membership, and prioritizing personal and dedicated service to members and their employees.